Medicaid and Work Requirements

On January 11, 2018, the Centers for Medicare and Medicaid Services (CMS) issued a State Medicaid Director Letter providing new guidance for Section 1115 waiver proposals that would impose work […]

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Medicare: An Overview

The United States government provides many benefits and resources for seniors. Chief among these benefits is a government health care program called Medicare. While this may seem like a household […]

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Social Security: An Overview

WHAT IS SOCIAL SECURITY? The Social Security Administration was founded in 1935 after the Great Depression to ensure that American citizens would have a reliable stream of income when they […]

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Where There’s a Will, There’s a Way-To Probate Court

One day William’s daughter read in an article that a will was not the best way to leave property to heirs. Wills often involve long and expensive court proceedings and […]

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Creative Financial Approaches to Long Term Care Services

Long term care insurance was sold aggressively in the 1980s, 90s and thereafter to offset the costs of seniors needing to live in a nursing home, assisted living or needing […]

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Joint Bank-Accounts Can Tempt Trouble

Here’s an idea that sounds better than it is: Put childrens’ names on the parent’s bank account. That way, children can sign checks if parents can’t pay bills when they […]

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Mind, Body, and Spirit…3 Reasons for Seniors to Stay Active

Physical activity has many benefits for senior citizens. These benefits can provide great improvement for the quality of life for seniors. Physical activity provides many benefits for the body, the […]

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Medicaid Divorce: Maybe . . . Maybe Not.

Harry and Wanda got married late in life. This was their second marriage, and both had children from the prior marriages. The couple wanted their children to inherit from their […]

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Veterans’ Benefits – What You Need to Know

Veterans are an important class of our population and as such, it is important to know about the various benefits available to them.  Many of the benefits are based on […]

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How to Recognize Nursing Home Abuse or Neglect

Nursing home abuse or neglect is defined generally as any action or failure to act that causes unreasonable suffering, misery, or harm to the patient. It can include assault of […]

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